Compliance Built for
Nigerian Finance
AML transaction monitoring, KYC identity verification, and KYB corporate screening — all CBN-ready. Full pipeline in under 200ms, immutable audit trails, and local deployment for banks and fintechs.
Built for Nigerian Regulatory Reality
Every feature maps to a CBN requirement. Every screening leaves an immutable audit trail. Every transaction is resolved in under 200ms.
CBN Mandatory Rules
Cash and transfer thresholds, structuring detection, PEP screening, dormant accounts, and rapid succession — all pre-configured with CBN-compliant scoring and auto-reporting (CTR/SAR/FTR).
Global Sanctions & PEP Screening
Multi-algorithm name matching (exact, Jaro-Winkler, phonetic, Levenshtein) against UN, OFAC, UK HMT, Interpol, and PEP lists from 100+ countries. Only hits ≥ 70% confidence are flagged.
KYC & KYB Verification
Retail KYC via BVN/NIN with liveness checks. Corporate KYB via CAC lookup, director verification, and beneficial owner sanctions screening. BYOL supported for existing provider contracts.
Configurable Rule Engine
Build your own detection rules through the dashboard: amount thresholds, name matching, channel filters, regex patterns on narration. Combine conditions with AND/OR logic — no engineering required.
Behavioral Analysis
Device fingerprinting, IP velocity, geographic anomaly detection, and multi-country activity flags. Profiles strengthen automatically as more transactions are processed.
Fail-Open & Immutable Audit
If the sanctions engine is unavailable, transactions proceed and are logged — your payments never stop. Every screening event is immutably recorded with full context for CBN inspection.
Flexible Deployment Built for Local Compliance
Whether you are an agile fintech needing rapid go-to-market or a regulated bank requiring strict data localization, Verifow adapts to your infrastructure.
Managed Cloud
Fully managed by us with quick setup, automatic updates, and elastic scale. Ideal for fintechs and lenders that need to launch fast.
Dedicated Local Infrastructure
Deploy on your own servers or a local data centre. Full data isolation, BYOL for KYC providers, and complete control for banks and regulated institutions.
Why Choose Verifow?
How It Works
1. Sanctions & PEP Screening
Multi-algorithm match against UN, OFAC, UK, Interpol (~25ms)
2. CBN Rules + KYC/KYB
mandatory CBN rules, BVN/NIN status, CAC lookup (~2–15ms)
3. Custom Rules & Behavioral Scoring
Your configured rules + device/velocity/geo analysis (~60ms)
4. Weighted Verdict & Audit
Highest-severity-wins aggregation. Full immutable log written.
Verifow vs Traditional Providers
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CBN Rules Pre-Loaded The mandatory CBN AML/CFT rules are built in, always active, and weighted 1.5× — not bolted on later as an afterthought.
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Fail-Open Reliability If the sanctions engine is unavailable, transactions proceed and are logged for audit. Your payments never stop because of a compliance check.
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Highest-Severity-Wins Scoring No confusing blended scores. If any engine says BLOCK, the transaction is blocked. Every engine's verdict is visible and traceable.
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True Local Hosting Option Unlike foreign providers, deploy on your own infrastructure or a Lagos data centre. Data stays in Nigeria. No cross-border jurisdiction risk.
See Verifow in Action
Request a personalised demo. Our team will walk you through the platform, answer your compliance questions, and discuss your deployment needs (SaaS or VPS).
Get in Touch Directly
We skipped the lengthy forms. Reach out directly via email or WhatsApp and our deployment team will respond within minutes.
Typically responds under 5 minutes